We just finished remodeling the bathroom of our 70 year old home. We replaced everything but the tub. All-in-all, we spent about $2300 (+ a lot of sweat) which included hiring a tile guy to replace the subfloor and lay tile over it. One thing that struck me during the project was how it temporarily [...]
We have debt, and we are whittling it down at a nice pace. I write that and it’s true, all things considered. But sometimes I just want it to go faster. And I am tired of thinking that way. A guy down the street from me just passed away. He was 91 years old. I [...]
Does your company have 401k? Do you know if the company matches contributions? If so, do you know what the match is? Or more specifically, what the terms of the match are? Where I work, the majority of the six folks I talked to did not know what our company match was, or what is [...]
We’ve see this advice before, haven’t we? The first step to getting out of credit card debt: stop using your card(s). About.com offers 7 tricks to stop using credit cards. But I wonder if anyone actually ever took action after reading this article? The thing is, the advice to stop using your credit cards is [...]
Let’s assume that you are frustrated with the way you are currently handling your money. have a debit card with > $20 balance. have an inkling that you’d like to change your ways. You might fit assumption (1) if you feel like you: spend too much money on x don’t save enough don’t invest enough [...]
When it comes to food, what do you buy? The answer might not be so simple at first. But many of us actually buy the same items over and over. In order to get some quick wins, I suggest listing what you consider the top ten items you buy on a recurring basis. You might [...]
I’ve recently taken a different approach to writing about my experiences with finance recently. With my recent posts how to payoff your credit card debt and how to save money on food I wrote down what I consider to be the bare bones framework that I used. Although there are a number of comparison sites, [...]
So you want to save money on food? Not a bad idea, especially since you will likely be paying for food for the rest of your life. The first step is to ensure that you have an accurate baseline of what you spend now on food. This is probably the hardest part and the least [...]
The idea of paying off your credit card debt might seem like a monstrous undertaking. But like all things financial, it helps to simplify the problem in order to come up with a solution. If you can get through the following questions without feeling discouraged, then you might be ready to begin paying off your [...]
Speaking of kids activities, walking is a good one. And it’s free. Not only can it be done for free with your kids, it can be done as a family, with your spouse, by yourself. For example, I just went for a solo half hour walk starting at 6:15 am. It was a tremendouse experience. [...]